Our approach.

• We place you with an account manager who will speak with you on an initial consultation.

• At this time, we gather financial information so we can develop a clear picture about your situation and what you are looking for.
• Financial Information includes your current financial situation, interest rates you are currently receiving on your savings, your appetite for risk and more.
• You can also ask questions and receive detailed advice.

• Using the information you give us; we develop a detailed financial plan for you.
• Accordingly, the plan will fit your lifetime goals and we will ensure you are comfortable with the implementation timeline.
• We research the market, review products and providers, and follow up presenting you with options that suit you and your goals.

• Specifically, our goal is to ensure that you understand why we recommend certain products or a particular advice strategy.
• Together, we discuss the investment suggestions and how you want to move forward.

• At this point, all the necessary product paperwork is completed and processed.
• Afterwards, we implement all recommendations that you agree to.
• If appropriate, we liaise with you in order to fund your account.

• You decide the frequency and level of contact.
• As part of your review, if your circumstances change, we need to know so we can consider any changes your plan may require. Life-changing events include: getting married, having a baby, a promotion buying a new property any events that may affect your finances and require you to re assess your financial planning strategy.

To ensure the successful completion of your financial goals, joint commitment from you and us is essential.